Just what do the Insurance companies have to do with Health Care costs?

Wheaten Franciscan Hospital, amazing complex serving small community

Obama said: "We can't keep kicking problems 10-15 years down the road for someone else to solve"

But you have to identify the problem and have a sane solution.

Our problem is Health Care is it is expensive, the only way to solve that is to have less health care or reduce the cost.

I was in Hospital for 2 days and the Hospital bill was $9000 and I forced them to send me home. What does that $9000 have to do with insurance companies? And if they kept me 4 days and it was $18,000 what does that have to do with insurance companies?

If insurance companies didn't exist it would still cost $9000 or $18,000.

This whole thing is a crazy lie.

Insurance companies do not make large profits.

Nor do they have much impact on the cost of health care.

What do you really think it cost the insurance company to process that $9000 bill? a $100 dollars? What if it was $18,000? Still $100 dollars. Who decides if you stay in the hospital 2 or 4 days? The hospital and doctors basically OR you. Obviously the hospital might want the $18,000 rather than the $9,000. That is possible.

BUT THE INSURANCE COMPANY HAS NO INCENTIVE TO HAVE HEATH CARE COSTS GO UP.

Hospitals do not make large profits. But they do spend a lot of money, fancy buildings and rooms full of equipment. It might be they are over invested in facilities and personnel, at least in Racine Wisconsin it appears that is the case.

The only way to make Health Care cheaper is to accept less services. Fewer private rooms etc. I went to have a blood test. Three gals were sitting at the reception desk. The waiting room was empty. The three gals had nothing to do. That probably added $100 to my test.

WHAT DO INSURANCE COMPANIES HAVE TO DO WITH THIS COST and management or mis-management?

If the insurance companies were eliminated how much cheaper would health care be? 5%?

Insurance is a way to pay for the service, has very little to do with the cost.

Obama LIES, because you pay the insurance bill not the hospital so they want to rile you up and they don't mind lying to do it, you have no relationship with the hospital that they can attack, so they attack the innocent bystander, the insurance company.

If you pay $12,000 for insurance the insurance company made around $250-300 profit. Not exceptional. And it hasn't gone up over the last 10 years in real value, it barely matches inflation. In fact it probably has gone up 1/4 of what your real estate taxes have gone up. The cost of your schools, and fire department et al. This is the huge deceit and you are stupid enough to buy it.

What they really want is to create 100 new agencies so they can add 100,000 of government employees and increase their power.